Welcome to Our Online Loan Referral Service

3.7 3 reviews

701 Tsali Blvd, Cherokee, NC 28719, USA
+1 (828) 497-2041
locations.firstcitizens.com
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you see some of the reviews of our clients.

The only bank in the area that I saw in a prominent location - a great location.

Gus Armstrong

I highly discourage enrolled members from using them on the reservation.

Webster Dibbert

Lauren was super helpful and very nice.

Natalie McClure

Important

Above there is information about a definite lender. Below you can review common aspects of payday loans.

Payday Loans in Cherokee, North Carolina

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is trouble-free and fast to get accepted for payday loans in Cherokee, North Carolina. The interest rate will be set individually for each client and will depend on the personal information the borrower provided.

APR

36% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit rating. You will need a regular income to get approved for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to find out the definite cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Cherokee, North Carolina

Universal Acceptance Corporation

2600 Discovery Dr, Raleigh, NC 27616, USA

+1 (919) 850-0331

www.getcashnow.space

First Citizens Bank

306 Old Farm Rd S, Roanoke Rapids, NC 27870, USA

+1 (252) 308-6000

locations.firstcitizens.com

ACE Cash Express

1709 Dawson St, Wilmington, NC 28403, USA

+1 (910) 762-2620

www.acecashexpress.com

Security Financial Services

1619 S JK Powell Blvd, Whiteville, NC 28472, USA

+1 (910) 641-0189

www.security-finance.com

State Employees’ Credit Union

780 N Main St, Sparta, NC 28675, USA

+1 (336) 372-7815

locations.ncsecu.org

Cash America Pawn

2601 S Main St, High Point, NC 27263, USA

+1 (336) 887-2601

Pawn South Whiteville

433 S Madison St, Whiteville, NC 28472, USA

+1 (910) 640-3318

pawnsouth.com

First Citizens Bank ATM

Murphy, NC 28906, USA

www.firstcitizens.com

Cash America Pawn

3101 N Sharon Amity Rd, Charlotte, NC 28205, USA

+1 (704) 414-2595

www.cashamerica.com

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