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3.1 9 reviews
Loan agency in Gastonia, North Carolina

2425 E Franklin Blvd, Gastonia, NC 28054, USA
7 years in business
+1 (704) 691-1160
nicholasfinancial.com
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–6PM
Wednesday
9AM–5:30PM

Domain Info

Created Date

1999-03-19

Mailing Address

2454 N MCMULLEN BOOTH RD, CLEARWATER, FL, 33759-1353, United States

Company Name

Nicholas Financial, Inc.

Nicholas Financial, Inc.

Contact Data

rrooks@nicfn.com

+1.7277260763

+1.7277262140

What people think about Nicholas Financial Inc?

Below you find some of the reviews of our clients.

My loan is in its fourth year.

Gene Wilderman

Hands down worse place and people to deal with.

Octavia Ruecker

The Charlotte branch workers are awful.

Ms. Alexandrea Parisian Sr.

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Gastonia, North Carolina

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to get in Gastonia, North Carolina. The entire process is hassle-free. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

36% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to consumers with a poor credit history. Payday loan approvals depend very much on other circumstances. They will check your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to learn the exact cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Gastonia, North Carolina

Regional Finance

2568 W Franklin Blvd, Gastonia, NC 28052, USA

+1 (704) 865-9696

branches.regionalfinance.com

Mariner Finance

1466 Garner Station Blvd, Raleigh, NC 27603, USA

+1 (919) 773-7425

www.marinerfinance.com

ACE Cash Express

3301 Freedom Dr ste b, Charlotte, NC 28208, USA

+1 (704) 393-0555

www.acecashexpress.com

Lendmark Financial Services LLC

1216-G, Bridford Pkwy, Greensboro, NC 27407, USA

+1 (336) 517-0191

www.lendmarkfinancial.com

ACE Cash Express

3583 N Patterson Ave, Winston-Salem, NC 27105, USA

+1 (336) 744-8052

www.acecashexpress.com

State Employees’ Credit Union

124 E Jefferson St, Jackson, NC 27845, USA

+1 (252) 534-8081

locations.ncsecu.org

Security Financial Services

3453 Airport Blvd NW ste c, Wilson, NC 27896, USA

+1 (252) 234-5873

www.security-finance.com

HomeTrust Bank - Eden

106 S Van Buren Rd, Eden, NC 27288, USA

+1 (336) 623-8427

www.htb.com

United Community Bank

291 E U.S. Hwy 19E Bypass, Burnsville, NC 28714, USA

+1 (828) 682-9992

www.ucbi.com

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