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Loan agency in Kings Mountain, North Carolina

219 S Battleground Ave, Kings Mountain, NC 28086, USA
7 years in business
+1 (704) 739-1311
southern-loans.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM

Domain Info

Created Date

2008-03-18

Mailing Address

112 S PEARL ST, ROCKY MOUNT, NC, 27804-5727, United States

Company Name

SOUTHERN LOANS

SOUTHERN LOANS

Contact Data

ppridgen@southern-loans.com

252.567.1364

What people think about Southern Loans, Inc.?

Below you find some of the testimonials of our clients.

They charge for every little transaction such as money order, etc.

Mayra Franecki

Horrible customer care.

Miss Tania Boyle DVM

Don't care about their customers don't please dear customers right.

Dr. Aurelio Gulgowski Sr.

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Kings Mountain, North Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans in Kings Mountain, North Carolina is are simple to get. The interest rate is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

36% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still be able to take out a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit score. You will need a regular income to apply for a bad credit payday loan.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to find out the definite cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Kings Mountain, North Carolina

Quick Cash Pawn

327 Carthage St, Sanford, NC 27330, USA

+1 (919) 776-0713

Regional Finance

6407 South Blvd suite j, Charlotte, NC 28217, USA

+1 (704) 556-1730

branches.regionalfinance.com

First Citizens Bank

302 E 2nd St, West Jefferson, NC 28694, USA

+1 (336) 246-2571

locations.firstcitizens.com

National Finance Company

2204 N Pine St, Lumberton, NC 28358, USA

+1 (910) 738-9618

www.nfcmoney.com

Nicholas Financial, Inc.

5215 Capital Blvd, Raleigh, NC 27616, USA

+1 (919) 790-5771

www.nicholasfinancial.com

Lucas Young | Fairway Independent Mortgage Corporation Loan Officer

3810 N Elm St Suite 208, Greensboro, NC 27455, USA

+1 (336) 714-1556

www.fairwayindependentmc.com

Lendmark Financial Services LLC

3916 E Franklin Blvd #130, Gastonia, NC 28056, USA

+1 (704) 899-5247

www.lendmarkfinancial.com

Friendly Check Cashing

653 E Webb Ave, Burlington, NC 27217, USA

+1 (336) 229-6100

friendlycheck.com

State Employees’ Credit Union

1601 Freeway Dr., Reidsville, NC 27320, USA

+1 (336) 349-5861

locations.ncsecu.org

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