Welcome to Our Online Loan Referral Service

4.4 9 reviews
Loan agency in Cherokee County, North Carolina

893 US-64, Murphy, NC 28906, USA
5 years in business
+1 (828) 837-2133
www.onemainfinancial.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

philip.hannah@omf.com

+1.8124922507

Feedback about OneMain Financial?

Here you grapple with the feedback of our clients.

The staff is super nice!!!

Darlene Mayert

Rude voicemails to people when they are struggling in a pandemic.

Flo Mueller

Great place to deal with...

Prof. Robb Koss

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will define common information about payday loans and its specific elements.

Payday Loans in Murphy, North Carolina

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

It is easy and fast to take out loans in Murphy, North Carolina. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

36% APR small loan cap

How will OneMain Financial help issue a loan in Murphy, North Carolina?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be transfered to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Murphy, North Carolina. They assess many other factors before taking out a payday loan. One of them is solvency. This is a way to enhance your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Murphy, North Carolina

Allegacy Federal Credit Union

256 Hospital St, Mocksville, NC 27028, USA

+1 (336) 830-8600

www.allegacy.org

First Citizens Bank

302 E 2nd St, West Jefferson, NC 28694, USA

+1 (336) 246-2571

locations.firstcitizens.com

State Employees’ Credit Union

111 Smokey Park Hwy, Asheville, NC 28806, USA

+1 (828) 665-4801

locations.ncsecu.org

National Finance Company

402 Becker Dr, Roanoke Rapids, NC 27870, USA

+1 (252) 537-1123

www.nfcmoney.com

Cash America Pawn

3250 Wilkinson Blvd, Charlotte, NC 28208, USA

+1 (704) 399-9277

Johnathan Johnson(Loan Consultant) At loanDepot

12227 Stone Arbor Way Apt 103, Charlotte, NC 28273, USA

+1 (980) 230-6251

www.loandepot.com

Consumer Financial Services

119 S Van Buren Rd, Eden, NC 27288, USA

+1 (336) 627-9696

Welcome Federal Credit Union

620 Facet Rd, Henderson, NC 27537, USA

+1 (252) 430-3655

Basic Finance

802 E 4th Ave, Red Springs, NC 28377, USA

+1 (910) 843-1261

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