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Loan agency in Shelby, North Carolina

1216 Fallston Rd, Shelby, NC 28150, USA
7 years in business
+1 (704) 482-6321
(Good Friday)
Hours might differ

Domain Info

Created Date


Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name


Contact Data

[email protected]


Feedback about Carolina Farm Credit?

Here you read the reviews of our clients.

The money are deposited to my card. I pay off through my account. The payment is convenient and fast. Pay on time and there will be no problems.

Annalise Hyatt

I took the first cash advance, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Dr. Steve Gibson

I had a displeasing situation in my life. I urgently required extra funds. This company helped me very much. They approved the required loan amount. I solved all my problems. I recommend the company to all my acquaintances.

Ena Rolfson

Good service with a reasonable percentage. Money deposited immediately, I always use Carolina Farm Credit.

Ms. Keira Kirlin

Good service with a reasonable percentage. Money transferred immediately, I always use Carolina Farm Credit.

Clair Walsh

I got into one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Carolina Farm Credit in Shelby seemed to me the most efficient.

Erwin McDermott DVM

Pay Attention

Payday lenders are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Shelby, North Carolina

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Shelby, North Carolina are taken out easily. The interest rate is conditional on the client's personal data: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.


36% APR small loan cap

How will Carolina Farm Credit help issue a payday loan in Shelby, North Carolina?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Shelby, North Carolina. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Shelby, North Carolina

Cash America Pawn

2828 University Pkwy, Winston-Salem, NC 27106, USA

+1 (336) 723-1234

State Employees’ Credit Union

2550 Benvenue Rd, Rocky Mount, NC 27804, USA

+1 (252) 985-0311


HomeTrust Bank - Reidsville

2805 Reid School Rd, Reidsville, NC 27320, USA

+1 (336) 349-6969


Envoy Mortgage

255 Post Office Dr, Indian Trail, NC 28079, USA

+1 (704) 684-6008


Cash America Pawn

2601 S Main St, High Point, NC 27263, USA

+1 (336) 887-2601

Champion Credit Union

1 Academy St, Canton, NC 28716, USA

+1 (828) 648-1515


OneMain Financial

601 N Elm St, Lumberton, NC 28358, USA

+1 (910) 738-7201


Regional Finance

1897 E Broad St, Statesville, NC 28625, USA

+1 (704) 872-4057


First Citizens Bank

125 Montezuma St, Newland, NC 28657, USA

+1 (828) 733-4331