Welcome to Our Online Loan Referral Service

4.4 9 reviews

2501 Broadway N, Fargo, ND 58102, USA
+1 (701) 271-2600
www.gatecity.bank
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM

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Feedback about Gate City Bank?

Here you grapple with the reviews of our clients.

Great people and great service.

Reta Little

Very friendly and efficient staff.

Dr. Sidney Weber

Mason was so patient and very kind when helping us today!

Ila Wilkinson PhD

Go see jason and anita they are a great set of people

Nicholas Howe

Every single thing I asked or said was met with a very bad attitude.

Madelyn Abshire

Friendly and educated staff service.

Miss Meagan Sporer

I found this to be a good place to grab some quality second hand merchandise.

Theodore Schaden

Cool place but everything was over priced , no deals at all .

Tamara Conroy

Friendly staff but very unorganized with their ffl.

Joel Nicolas

Pay Attention

Lending companies are provided in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Fargo, Georgia

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Fargo, Georgia is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more loans you pay back off, the more favorable rates you will get.

APR

10% small loan cap

How will Gate City Bank help issue a loan in Fargo, Georgia?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Fargo, Georgia. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Fargo, North Dakota

AgCountry Farm Credit Services

604 Main St, Lisbon, ND 58054, USA

+1 (701) 683-4172

www.agcountry.com

First International Bank & Trust

2150 21st Ave NW, Minot, ND 58703, USA

+1 (701) 839-2170

fibt.com

U.S. Bank ATM - Grand Forks - Medical Center

1205 S Columbia Rd, Grand Forks, ND 58201, USA

+1 (800) 872-2657

usbank.com

Gate City Bank

1119 9th St E, West Fargo, ND 58078, USA

+1 (701) 298-2800

www.gatecity.bank

Bank of the West ATM

22 S Central Ave, Beach, ND 58621, USA

www.bankofthewest.com

McIntosh County Bank

204 W Main St, Ashley, ND 58413, USA

+1 (701) 288-3491

www.makeitmcb.com

First Community Credit Union

200 Main St N, Lakota, ND 58344, USA

+1 (701) 247-2759

www.myfccu.com

OneMain Financial

2100 S Columbia Rd #112, Grand Forks, ND 58201, USA

+1 (701) 772-7114

www.onemainfinancial.com

Lincoln State Bank

39 Wiley Ave N, Lidgerwood, ND 58053, USA

+1 (701) 538-4116

www.lsbhank.com

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