AgCountry Farm Credit Services Payday Loans Review

3 reviews

Loan agency in Jamestown, North Dakota

Organization owner?

2506 3rd Ave SW, Jamestown, ND 58401, USA

+1 (701) 252-5242

www.agcountry.com

Saturday

Closed

Sunday

Closed

Monday

8AM–4:30PM

Tuesday

8AM–4:30PM

Wednesday

8AM–4:30PM

Thursday

8AM–4:30PM

Friday

8AM–4:30PM

Domain Info

Created Date

1999-04-08

Mailing Address

Company Name

Contact Data

Feedback about AgCountry Farm Credit Services?

Here you grapple with the reviews of our clients.

Unsatisfied! Was declined to take out $1,000. Only $400 was approved.

Josefa Davis DDS

I issued a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Dr. Jameson Ryan III

100% sleeky company. They ask for a photo then spread on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Noe King

No matter how much asked for a cash advance. Constantly denied. No idea why?

Lavinia Zboncak

I borrowed $300 for several days. When the funds were returned, they applied a great commissions, I had to pay almost $400.

Jon Stehr V

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a loan for 16 days. As a result, I paid $850 with all the fees.

Prof. Nels Mohr

Pay Attention

Above-specified info offers the details about a certain lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Jamestown, New York

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Jamestown, New York is issued easily and fast. The interest rate is specified depending on the category of the customer: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

25% small loan cap

How will AgCountry Farm Credit Services help issue a payday loan in Jamestown, New York?

Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with person-related data. It will take several minutes to process the application. The money are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Jamestown, New York. They assess many other factors before taking out a cash advance. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

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