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Feedback about Universal 1 Credit Union?
Here you grapple with the feedback of our customers.
Edie V and the staff at the front desk provided awesome service.
Davon Marks Jr.
Always an EXCELLENT experience when I do my banking!!!
Mr. Karson Lesch
The staff is extremely helpful and provide a wide variety of resources.
Richmond Zieme
Great service and friendly staff I deffinatly will return
Jamel Schmitt
Jasmine @ the Hillsboro, Oh jh location inside walmart was excellent 👌👏.
Angus Hyatt
Excellent customer fast service
Mr. Dillan Fisher MD
Fast service, good food, friendly service
Cordia Gutkowski
Staff seem to be very friendly and of course the ice cream is very yummy.
Amani Cassin
They don't have fried food so they don't have the chicken strip basket.
Ms. Bettye Cummerata III
Brian Million went the extra mile to help me with my refinance!
Genevieve Hartmann Sr.
He is literally the worst at communication!
Vallie Breitenberg
The most outstanding mortgage service to date!
Mr. Fredy Wisozk
When I made my mortgage payment online, I screwed up my bank account info.
Friedrich Hegmann II
The ladys here are always awsome
Dr. Mack Kub PhD
Knowledgeable staff when it comes to doing your taxes.
Miss Ursula Bradtke III
Would give no stars if I could've
Ms. Nannie Treutel
Pay Attention
Above-shown info provides the details about a exact lending company. Below-shown info is oriented on common information about payday loans.
Payday Loans in Dayton, New York
A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.
This financial product in Dayton, New York is taken out simply and fast. The interest percentage is set respecting the category of the customer: the more loans are successfully paid back, the more favorable terms will be offered to you.
APR
25% small loan cap
How will Universal 1 Credit Union help take out a payday loan in Dayton, New York?
- 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every customer should fill in the following data:
Then you have to press a Submit button and recieve an offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Dayton, New York. The company will estimate many points to qualify such as solvency. Cash advance will be a source to improve your bad credit rating into a favorable one.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.
APR Calculator
Other Payday Lenders in Dayton, Ohio
OneMain Financial
16214 Madison Ave, Lakewood, OH 44107, USA
+1 (216) 221-8131
www.onemainfinancial.com
Edward Jones - Financial Advisor: Samantha Whisenhunt
1660 W Main St, Wilmington, OH 45177, USA
+1 (937) 382-8317
www.edwardjones.com
Woodforest National Bank
50739 Valley Plaza Dr, St Clairsville, OH 43950, USA
+1 (740) 695-4225
www.woodforest.com
Park National Bank: Piqua Downtown Office
215 N Wayne St, Piqua, OH 45356, USA
+1 (937) 615-1042
parknationalbank.com
