Welcome to Our Online Loan Referral Service

3.8 27 reviews

1 River Park Dr, Dayton, OH 45409, USA
+1 (937) 225-6800
www.u1cu.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–12PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Universal 1 Credit Union?

Here you grapple with the feedback of our customers.

Edie V and the staff at the front desk provided awesome service.

Davon Marks Jr.

Always an EXCELLENT experience when I do my banking!!!

Mr. Karson Lesch

The staff is extremely helpful and provide a wide variety of resources.

Richmond Zieme

Great service and friendly staff I deffinatly will return

Jamel Schmitt

Jasmine @ the Hillsboro, Oh jh location inside walmart was excellent 👌👏.

Angus Hyatt

Excellent customer fast service

Mr. Dillan Fisher MD

Fast service, good food, friendly service

Cordia Gutkowski

Staff seem to be very friendly and of course the ice cream is very yummy.

Amani Cassin

They don't have fried food so they don't have the chicken strip basket.

Ms. Bettye Cummerata III

Brian Million went the extra mile to help me with my refinance!

Genevieve Hartmann Sr.

He is literally the worst at communication!

Vallie Breitenberg

The most outstanding mortgage service to date!

Mr. Fredy Wisozk

When I made my mortgage payment online, I screwed up my bank account info.

Friedrich Hegmann II

The ladys here are always awsome

Dr. Mack Kub PhD

Knowledgeable staff when it comes to doing your taxes.

Miss Ursula Bradtke III

Would give no stars if I could've

Ms. Nannie Treutel

Pay Attention

Above-shown info provides the details about a exact lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Dayton, New York

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Dayton, New York is taken out simply and fast. The interest percentage is set respecting the category of the customer: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

25% small loan cap

How will Universal 1 Credit Union help take out a payday loan in Dayton, New York?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Dayton, New York. The company will estimate many points to qualify such as solvency. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Dayton, Ohio

Kemba Credit Union

6230 Hamilton Ave, Cincinnati, OH 45224, USA

+1 (513) 762-5070

www.kemba.com

Park National Bank: Lancaster Downtown Office

143 W Main St, Lancaster, OH 43130, USA

+1 (740) 653-7242

parknationalbank.com

Edward Jones - Financial Advisor: Dan Shealy, AAMS®

790 Portland Way N, Galion, OH 44833, USA

+1 (419) 468-4849

www.edwardjones.com

KeyBank

951 Patterson Rd, Dayton, OH 45419, USA

+1 (937) 296-0680

www.key.com

Edward Jones - Financial Advisor: Isaac N Mills, AAMS®

990-A 2nd Ave, Gallipolis, OH 45631, USA

+1 (740) 441-9441

www.edwardjones.com

Homeland Credit Union

24061 US-23 S, Circleville, OH 43113, USA

+1 (740) 477-6599

www.homelandcu.com

Edward Jones - Financial Advisor: Loren J Odegaard, AAMS®

215 Louisiana Ave, Perrysburg, OH 43551, USA

+1 (419) 874-8504

www.edwardjones.com

HTM Area Credit Union

847 W Main St, Troy, OH 45373, USA

+1 (937) 335-8591

htmcu.com

Chemical Bank

34050 Solon Rd, Solon, OH 44139, USA

+1 (440) 914-0683

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