Welcome to Our Online Loan Referral Service

3.5 4 reviews

147 N Main St, Prosperity, SC 29127, USA
+1 (803) 364-3800
www.firstcitizens.com
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you see some of the opinions of our customers.

Thanks!! The funds were transferred to my bank account as promised – the same day. I repaid the loan in a timely manner and had no problems. The process is easy and legit. Be a responsible person and you will have no complaints.

Allen Crist

I am a regular client of First Citizens Bank. It is very fast to apply via the net. The APR was reasonable. Their representatives always reply quickly.

Gisselle Hand PhD

Yesterday I needed $800 to cover medical bills. I decided to contact First Citizens Bank. They only approved me for $600 but the process itself was legit, and their rates were favorable.

Amaya Lindgren

I want to say Many Thanks to the team of First Citizens Bank. They offer fast solution to any unexpected money troubles. Love them for their same day approval. Applied for a payday loan and got accepted although my credit was bad. I will 100% use this company if I need money again.

Zella McCullough

I applied for the first payday loan in my life, was approved in 15 minutes despite the fact that I had bad credit. I repaid it early. Love this lender for their affordable rates. Other lenders in my town charge sky high interest!

Miss Sydni Kemmer DVM

Important

The previous three items charactirize a certain lending service. But below you can read general details about payday loans.

Payday Loans in Prosperity, Pennsylvania

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is easy and speedy to get accepted for payday loans in Prosperity, Pennsylvania. The APR will be set specifically for each consumer and will depend on the personal information the applicant entered.

APR

6% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a poor credit history an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some individuals to help them out of fix. If you take out such a loan, it is important that you always borrow within your capabilities and repay your loan commitments punctually.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.

APR Calculator

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State Credit Union

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MoneyGram

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TitleMax Title Secured Loans

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