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4.7 242 reviews
Loan agency in Lubbock, Texas

1812 Avenue Q, Lubbock, TX 79401, USA
+1 (806) 762-4673
westernshamrock.com
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

2006-08-30

Mailing Address

Texas, United States

Company Name

Contact Data

What people think about Western Finance?

Below you see some of the reviews of our customers.

Exceptional customer service, up beat & friendly my kind of people.

Mrs. Mabel Hudson MD

Love the employees they work with me on any situations that comes up

Dannie Ritchie

Love coming here super friendly staff.

Otho Little

Important

The previous three items charactirize a certain company. But below you can find common data about payday loans.

Payday Loans in Lubbock, Texas

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Online cash advance loans can be the right solution to your unexpected financial problems in Lubbock , Texas because they are easily approved and easily paid off. Your APR will depend on your state law or on the payday lender's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still be eligible a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are lenders who may be happy to give you a payday loan even if you have a poor credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Simmons Bank

2911 FM691, Denison, TX 75020, USA

+1 (903) 462-1392

www.simmonsbank.com

Houston Federal Credit Union

21550 TX-249, Houston, TX 77070, USA

+1 (281) 243-0800

www.houstonfcu.org

Security Finance

5940 Broadway Avenue J, Galveston, TX 77551, USA

+1 (409) 763-8585

www.securityfinance.com

FirstCapital Bank of Texas

6811 Indiana Ave, Lubbock, TX 79413, USA

+1 (806) 793-4778

www.fcbtexas.com

BancorpSouth Bank

18111 Katy Fwy, Houston, TX 77094, USA

+1 (281) 517-2430

www.bancorpsouth.com

First Community Credit Union

23120 Cinco Ranch Blvd, Katy, TX 77494, USA

+1 (281) 856-5300

www.fccu.org

ACE Cash Express

11840 Westheimer Rd, Houston, TX 77077, USA

+1 (281) 584-9823

www.acecashexpress.com

Frisco Title Lenders

3700 Legacy Dr Apt 15203, Frisco, TX 75034, USA

+1 (469) 352-2435

PlainsCapital Bank

4415 4th St, Lubbock, TX 79416, USA

+1 (806) 788-3108

www.plainscapital.com

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