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3.6 5 reviews

310 N Milburn Rd, Fairview, UT 84629, USA
+1 (435) 427-3361
www.cachevalleybank.com
Wednesday
9AM–1PM
Thursday
9AM–1PM
Friday
9AM–1PM
Saturday
Closed
Sunday
Closed
Monday
9AM–1PM
Tuesday
9AM–1PM

Domain Info

Created Date

2002-07-02

Mailing Address

Utah, United States

Company Name

Cache Valley Bank

Cache Valley Bank

Contact Data

Feedback about Cache Valley Bank?

Here you grapple with the feedback of our customers.

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at fair interest rate, so far it has been paid off on schedule, it can be either extended or repaid ahead of schedule.

Blanche Toy

I trusted Cache Valley Bank when it was necessary to get a small loan. I submitted an application quickly. No issues.

Jefferey Gaylord Sr.

Good service with a favorable percentage. Money transferred immediately, I always use Cache Valley Bank.

Yessenia Bruen

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Fairview, New Jersey

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Fairview, New Jersey is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates you will get.

APR

30% usury cap

How will Cache Valley Bank help take out a payday loan in Fairview, New Jersey?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Fairview, nj will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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