Welcome to Our Online Loan Referral Service

3.6 22 reviews

5003 W Mercury Blvd, Hampton, VA 23605, USA
+1 (757) 877-2444
www.1stadvantage.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about 1st Advantage Federal Credit Union?

Here you get acquainted with the feedback of our clients.

I 💕this bank (Credit Union) Nice staff and service.

Breana Rogahn

Great place of Business and awesome customer service.

Vaughn Emmerich

Again, not a personal check but a check from my BANK itself.

Mr. Reinhold Bernier I

Wonderful experience, timely response.

Lisandro Rodriguez DDS

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Newport News, Virginia

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

This financial product in Newport News, Virginia is taken out simply and fast. The interest rate is specified respecting the category of the borrower: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will 1st Advantage Federal Credit Union help take out a loan in Newport News, Virginia?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to take out a loan. The lender review many aspects such as financial abilities to approve the form. Payday loans in Newport News, Virginia may help enhance your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Newport News, Virginia

American National Bank and Trust Company: ATM

320 Hospital Dr, Martinsville, VA 24112, USA

+1 (434) 792-5111

amnb.com

Summit Community Bank

251 Lee Hwy., Warrenton, VA 20186, USA

+1 (540) 347-7779

www.mysummit.bank

Bynum Finance Corporation

430 County St, Portsmouth, VA 23704, USA

+1 (757) 393-6037

Hanmi Bank ATM

7140 Little River Turnpike, Annandale, VA 22003, USA

+1 (855) 773-8778

www.hanmi.com

Virginia Commonwealth Bank

1965 Wakefield St, Petersburg, VA 23805, USA

+1 (804) 732-2350

www.vcb.bank

Beacon Credit Union

1629 Forest Rd, Bedford, VA 24523, USA

+1 (434) 237-1566

www.mybcu.org

All Star Pawn & Gold

736 Warrenton Rd #108, Fredericksburg, VA 22406, USA

+1 (540) 372-6464

allstarpawnandgold.com

Caliber Home Loans

5615 Wellington Rd #115, Gainesville, VA 20155, USA

+1 (571) 222-9108

www.caliberhomeloans.com

Edward Jones - Financial Advisor: Yvette E Ruiz

4207 D Germanna Hwy, Locust Grove, VA 22508, USA

+1 (540) 972-0484

www.edwardjones.com

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