1st Advantage Federal Credit Union Payday Loans Review

3.6 22 reviews

Organization owner?

5003 W Mercury Blvd, Hampton, VA 23605, USA

+1 (757) 877-2444

www.1stadvantage.org

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about 1st Advantage Federal Credit Union?

Here you get acquainted with the feedback of our clients.

I 💕this bank (Credit Union) Nice staff and service.

Breana Rogahn

Great place of Business and awesome customer service.

Vaughn Emmerich

Again, not a personal check but a check from my BANK itself.

Mr. Reinhold Bernier I

Wonderful experience, timely response.

Lisandro Rodriguez DDS

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Newport News, Virginia

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

This financial product in Newport News, Virginia is taken out simply and fast. The interest rate is specified respecting the category of the borrower: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will 1st Advantage Federal Credit Union help take out a loan in Newport News, Virginia?

24/7 operation. Such online services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the store is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to take out a loan. The lender review many aspects such as financial abilities to approve the form. Payday loans in Newport News, Virginia may help enhance your credit history.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

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www.baylandsfcu.org

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