Welcome to Our Online Loan Referral Service

2.7 11 reviews

3611 Oxbridge Rd, Richmond, VA 23236, USA
+1 (804) 748-9488
www.argentcu.org
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

Mailing Address

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Feedback about Argent Credit Union?

Here you read the reviews of our clients.

My credit score is excellent.

Tess Lang

Very bad customer service and a horrendous experience!!

Westley Turcotte IV

Beyond poor customer service.

Dorris Graham

Pay Attention

Further there will be presented the details about not a exact lender. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Richmond, Massachusetts

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

This financial product in Richmond, Massachusetts is issued simply and quickly. The interest rate is defined respecting the category of the client: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

23% small loan cap

How will Argent Credit Union help issue a loan in Richmond, Massachusetts?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be credited to credit card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Richmond, Massachusetts. The company will assess many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

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DuPont Community Credit Union Operations Center

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The Farmers Bank of Appomattox

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Navy Federal Credit Union - ATM

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+1 (888) 842-6328

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Virginia Commonwealth Bank

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+1 (804) 748-8197

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Armed Forces Bank ATM

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+1 (888) 929-2265

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