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5 2 reviews
Loan agency in Arab, Alabama

980 N Brindlee Mountain Pkwy, Arab, AL 35016, USA
+1 (256) 586-9302

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Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name


Contact Data



Feedback about 1st Franklin Financial?

Here you get acquainted with the reviews of our customers.

Good service with a reasonable percentage. Money transferred immediately, I always use 1st Franklin Financial.

Makenzie Prosacco

Yesterday I needed extra funds, I decided to addressed 1st Franklin Financial. They quickly approved the amount needed, and besides, they offered reasonable terms at a low interest rate.

Jayden Schinner

Only an ID is needed to submit an application. Was on a business trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Thaddeus Altenwerth

The cash advance is deposited easily and quickly. There is a minus - a great fee when paying back a loan.

Mr. Jose Brekke

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes people get acquainted common information about payday loans.

Payday Loans in Arab, Alabama

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Arab, Alabama is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates a borrower will recieve.



Max Loan


Min Term

10 days

Max Term

31 days

How will 1st Franklin Financial help issue a payday loan in Arab, Alabama?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be credited to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Arab, Alabama. They assess many other factors before issuing a loan. One of them is payment abilities. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Arab, Alabama

Local Finance

1253 Rucker Blvd B, Enterprise, AL 36330, USA

+1 (334) 347-4183


Listerhill Credit Union

300 US-43, Killen, AL 35645, USA

+1 (256) 757-5371


First National Bank

705 East Lawrence Hwy, Slocomb, AL 36375, USA

+1 (334) 588-2211


Southern Home Comfort Inc

148 Main St, Roanoke, AL 36274, USA

+1 (334) 863-2347


Cash Express

906 S Brundidge St A, Troy, AL 36081, USA

+1 (334) 566-5200


The Home Loan Expert - Ryan Kelley

420 20th St N Suite 2200, Birmingham, AL 35203, USA

+1 (205) 721-7656


Community Bank

111 W I-65 Service Rd N, Mobile, AL 36608, USA

+1 (251) 338-7707


1st Franklin Financial

111 N Memorial Dr, Prattville, AL 36067, USA

+1 (334) 361-5300


Advance America

1446 N Brindlee Mountain Pkwy, Arab, AL 35016, USA

+1 (256) 586-6126