Welcome to Our Online Loan Referral Service

4.5 2 reviews

8260 US-72, Cherokee, AL 35616, USA
+1 (256) 386-5000
www.bibank.com
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1995-11-24

Mailing Address

Florida, United States

Company Name

Contact Data

What people think about Bank Independent Cherokee?

Below you see some of the reviews of our clients.

Bank Independent Cherokee seems trustworthy. At least they have no hidden fees. This was the only company that approved me for a cash advance.

Melody Wunsch III

Bank Independent Cherokee seems nice. They rescued me twice. The first loan approved was small – $400, but next time the limit was increased to $1000. Repaid the loan on schedule. The staff were professional, they gave speedy answers to all my questions. No troubles. But their rates are average.

Mr. Carmelo Stanton DVM

I was embarrassed to borrow from my dad so I decided to apply for a payday loan via Bank Independent Cherokee. Found them online and the user reviews were good I have already applied 3 times and every time I was accepted very quickly. Very happy.

Shyanne Prohaska

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Cherokee, North Carolina

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online payday loans can be the right solution to your temporary financial troubles in Cherokee , North Carolina because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the company's policy.

APR

36% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are lenders who may be ready to give you a payday loan even if you have a poor credit rating. You will need a regular income to get accepted for a bad credit payday loan.

To get approved for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Cherokee, Alabama

Northside Check Exchange

2016 St Stephens Rd, Mobile, AL 36617, USA

+1 (251) 457-0645

Exchange Bank- Attalla

923 Cleveland Ave, Attalla, AL 35954, USA

+1 (256) 538-7875

exba.com

Lendmark Financial Services LLC

1934 Hwy 31 South, Suite 340, Birmingham, AL 35244, USA

+1 (205) 558-5850

www.lendmarkfinancial.com

Southern States Bank

654 Ross St, Heflin, AL 36264, USA

+1 (256) 463-2790

southernstatesbank.net

PNC Bank

1465 Eastern Blvd, Montgomery, AL 36117, USA

+1 (334) 240-8462

apps.pnc.com

MTC Federal Credit Union

3792 Mance Newton Rd, Midland City, AL 36350, USA

+1 (334) 983-2219

www.mtcfederal.com

Local Cash Advance And Tax Service

213 Main St E, Rainsville, AL 35986, USA

+1 (256) 638-6978

Bank Independent Decatur Beltline

1425 Beltline Rd SW, Decatur, AL 35601, USA

+1 (256) 386-5000

www.bibank.com

Advance America

410 2nd Ave E Ste. D, Oneonta, AL 35121, USA

+1 (205) 625-6772

www.advanceamerica.net

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