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4.7 7 reviews
Loan agency in Decatur, Alabama

909 6th Ave SE, Decatur, AL 35601, USA
7 years in business
+1 (256) 340-4833
wallacemgt.com
Friday
9AM–5:30PM
Saturday
10AM–2PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Domain Info

Created Date

2003-09-15

Mailing Address

OK, United States

Company Name

Wallace Management Comp.

Wallace Management Comp.

Contact Data

Feedback about Liberty Finance of Decatur?

Here you get acquainted with the reviews of our customers.

Very friendly service!

Prof. Brant Zboncak

The staff are very friendly and professional.

Phyllis Keeling Sr.

Wonderful customer support!!

Mr. Cale McCullough

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Decatur, Georgia

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Decatur, Georgia is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates a borrower will recieve.

APR

10% small loan cap

How will Liberty Finance of Decatur help take out a payday loan in Decatur, Georgia?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to take out a loan in Decatur, Georgia. They estmate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Decatur, Alabama

Always Money

220 French Farms Blvd, Athens, AL 35611, USA

+1 (256) 232-0225

alwaysmoney.com

Cadence Bank - Childersburg Branch

33327 US-280, Childersburg, AL 35044, USA

+1 (256) 378-3916

cadencebank.com

ATM (Regions Bank)

105 W Main St, Livingston, AL 35470, USA

+1 (800) 734-4667

www.regions.com

Community Loans of America

7900 Airport Blvd, Mobile, AL 36608, USA

OneMain Financial

7520 US-431, Albertville, AL 35950, USA

+1 (256) 878-6370

www.onemainfinancial.com

SouthPoint Bank Home Mortgage

3501 Grandview Pkwy, Birmingham, AL 35243, USA

+1 (205) 682-2899

southpoint.bank

Local Cash Advance

1726 Montgomery Hwy, Dothan, AL 36303, USA

+1 (334) 673-2535

needcashinaflash.com

ATM (Regions Bank)

3548 Hwy 431 N, Phenix City, AL 36867, USA

+1 (800) 734-4667

www.regions.com

Tower Loan

1750 Opelika Rd J, Auburn, AL 36830, USA

+1 (334) 321-9039

www.towerloan.com

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