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3.7 15 reviews
Loan agency in Opelika, Alabama

408 S 6th St, Opelika, AL 36801, USA
+1 (334) 742-0710
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
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Below you find some of the opinions of our customers.

Important

Now you can review general aspects of payday loans.

Payday Loans in Opelika, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Opelika, Alabama is are easy to get. The APR is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be eligible a payday loan. Such loans are created to help meet the needs of individuals with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit rating. You will need a steady income to apply for a bad credit payday loan.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to find out the precise cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Opelika, Alabama

Covington Credit

1100 Rucker Blvd, Enterprise, AL 36330, USA

+1 (334) 308-1307

www.mymoneytogo.com

Check `n Go

833 Allison-Bonnett Memorial Dr Ste 101, Bessemer, AL 35023, USA

+1 (205) 744-3867

locations.checkngo.com

ATM (Regions Bank)

25013 State St, Elberta, AL 36530, USA

+1 (800) 734-4667

www.regions.com

TitleBucks Title Loans

111 W Fairview Ave, Montgomery, AL 36105, USA

+1 (334) 551-0540

www.titlebucks.com

Walmart Money Center

969 US-80, Demopolis, AL 36732, USA

www.walmart.com

Bank Independent Cox Creek

863 Cox Creek Pkwy, Florence, AL 35630, USA

+1 (256) 386-5000

www.bibank.com

Emergi-Cash

301 S Memorial Dr, Prattville, AL 36067, USA

+1 (334) 491-0750

www.emergi-cash.com

World Finance

2717 John Hawkins Pkwy Ste 101, Hoover, AL 35244, USA

+1 (205) 988-9032

www.loansbyworld.com

eCO Credit Union

4821 McCalla School Road, McCalla, AL 35111, USA

+1 (205) 226-3944

www.ecocu.org

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