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What people think about New Horizons Credit Union?
Below you read some of the testimonials of our clients.
Yesterday I needed $700 to cover car repair bills. I decided to apply via New Horizons Credit Union. They only approved me for $600 but the process itself was hassle-free, and their rates were good.
Lambert Rau
Thanks!! The funds were sent to my bank account as agreed – within 2 hours. I repaid the debt before the due date and had no complaints. The process is easy and legit. Be a responsible borrower and you will have no issues.
Joanie Yundt
Good website with reasonable rates. They money the next day, as promised. I will use New Horizons Credit Union again if I need extra money.
Clare Haley
I applied for a $1,000 cash advance when I needed money after dismissal from work. There simply was no other way out. I came across this website on the Internet. Other lender charged VERY HIGH rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I wanted.
Benny Mueller
The process was hassle-free, straightforward. No collateral needed. Thank you so much. Love their online customer support. No issues. Would use again.
Rick Conn IV
Pay Attention
Above there is information about a definite company. Below you can review common aspects of payday loans.
Payday Loans in Semmes, Alabama
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans may turn out an easy and fast solution to a short-term problem in Semmes, Alabama. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few factors.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a poor credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your budget and pay back your loan commitments without delays.
To get accepted for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your loan.
APR Calculator
Other Payday Lenders in Semmes, Alabama
First State Loans of Athens Inc
622 S Jefferson St, Athens, AL 35611, USA
+1 (256) 232-3800
first-state-loans-of-athens-inc.business.site
Farmers & Merchants Bank
1925 W Main St #103c, Centre, AL 35960, USA
+1 (256) 927-2472
www.fandm.bank
Acceptance Loan Company, Inc.
1603 S Broad St STE C, Scottsboro, AL 35768, USA
+1 (256) 574-4756
www.acceptanceloan.com
BancorpSouth Bank
1028 Fort Dale Rd, Greenville, AL 36037, USA
+1 (334) 382-6944
www.bancorpsouth.com
