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1 reviews

3385 Schillinger Rd N Suite 19, Semmes, AL 36575, USA
+1 (251) 316-3240
www.newhcu.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about New Horizons Credit Union?

Below you read some of the testimonials of our clients.

Yesterday I needed $700 to cover car repair bills. I decided to apply via New Horizons Credit Union. They only approved me for $600 but the process itself was hassle-free, and their rates were good.

Lambert Rau

Thanks!! The funds were sent to my bank account as agreed – within 2 hours. I repaid the debt before the due date and had no complaints. The process is easy and legit. Be a responsible borrower and you will have no issues.

Joanie Yundt

Good website with reasonable rates. They money the next day, as promised. I will use New Horizons Credit Union again if I need extra money.

Clare Haley

I applied for a $1,000 cash advance when I needed money after dismissal from work. There simply was no other way out. I came across this website on the Internet. Other lender charged VERY HIGH rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I wanted.

Benny Mueller

The process was hassle-free, straightforward. No collateral needed. Thank you so much. Love their online customer support. No issues. Would use again.

Rick Conn IV

Pay Attention

Above there is information about a definite company. Below you can review common aspects of payday loans.

Payday Loans in Semmes, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans may turn out an easy and fast solution to a short-term problem in Semmes, Alabama. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few factors.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a poor credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your budget and pay back your loan commitments without delays.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

Other Payday Lenders in Semmes, Alabama

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On-Site Check Cashing Llc

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+1 (334) 636-5985

Marion Bank & Trust Company

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OneMain Financial

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+1 (256) 734-2222

www.onemainfinancial.com

Quik Pawn Shop

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quikpawnshop.com

ATM (Regions Bank)

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+1 (800) 734-4667

www.regions.com

Centennial Bank

218 N Greeno Rd, Fairhope, AL 36532, USA

+1 (888) 372-9788

www.my100bank.com

Tower Loan

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+1 (256) 241-7010

www.towerloan.com

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