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What people think about New Horizons Credit Union?
Below you read some of the testimonials of our clients.
Yesterday I needed $700 to cover car repair bills. I decided to apply via New Horizons Credit Union. They only approved me for $600 but the process itself was hassle-free, and their rates were good.
Lambert Rau
Thanks!! The funds were sent to my bank account as agreed – within 2 hours. I repaid the debt before the due date and had no complaints. The process is easy and legit. Be a responsible borrower and you will have no issues.
Joanie Yundt
Good website with reasonable rates. They money the next day, as promised. I will use New Horizons Credit Union again if I need extra money.
Clare Haley
I applied for a $1,000 cash advance when I needed money after dismissal from work. There simply was no other way out. I came across this website on the Internet. Other lender charged VERY HIGH rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I wanted.
Benny Mueller
The process was hassle-free, straightforward. No collateral needed. Thank you so much. Love their online customer support. No issues. Would use again.
Rick Conn IV
Pay Attention
Above there is information about a definite company. Below you can review common aspects of payday loans.
Payday Loans in Semmes, Alabama
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans may turn out an easy and fast solution to a short-term problem in Semmes, Alabama. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few factors.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a poor credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your budget and pay back your loan commitments without delays.
To get accepted for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your loan.
APR Calculator
Other Payday Lenders in Semmes, Alabama
National Finance & Discount Co
2012 2nd Ave N, Birmingham, AL 35203, USA
+1 (205) 323-1691
www.nationalfinancebham.com
Security Finance
5212 Cottage Hill Rd Suite A, Mobile, AL 36609, USA
+1 (251) 665-4644
www.securityfinance.com
TitleBucks Title Loans
2224 E South Blvd, Montgomery, AL 36116, USA
+1 (334) 284-1818
www.titlebucks.com
