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What people think about SESLOC Federal Credit Union?
Below you read some of the testimonials of our customers.
Great people, great new location, very helpful staff!
Dr. Cayla Sipes
We ordered new cards again, but they sent debit cards not credit cards.
Modesto Pouros
Overall, this small errand that stressed me out, became an enjoyable experience.
Prof. Delphia Kassulke
Pay Attention
Now you can review general features of payday loans.
Payday Loans in San Luis Obispo, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans in San Luis Obispo, California is are simple to access. The interest rate is specific for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit history an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your capabilities and repay your loan commitments as agreed in the contract.
To get accepted for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the APR. It’s easy to learn the exact cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in San Luis Obispo, California
Navy Federal Credit Union
1759 Alameda St Located in the Gateway Town Center, Compton, CA 90220, USA
+1 (888) 842-6328
www.navyfederal.org
First Entertainment Credit Union
4000 Warner Blvd Bldg. 19, Burbank, CA 91522, USA
+1 (888) 800-3328
www.firstent.org
El Dorado Savings Bank
740 N Lake Blvd, Tahoe City, CA 96145, USA
+1 (530) 583-3718
www.eldoradosavingsbank.com
Bank of America (with Drive-thru ATM)
4525 Scotts Valley Dr, Scotts Valley, CA 95066, USA
+1 (831) 461-6006
locators.bankofamerica.com
