Welcome to Our Online Loan Referral Service

2.7 3 reviews

2201 Mendocino Ave, Santa Rosa, CA 95403, USA
+1 (707) 524-3011
www.exchangebank.com

Domain Info

Created Date

1995-10-10

Mailing Address

Company Name

Contact Data

What people think about Exchange Bank?

Below you read some of the reviews of our clients.

I applied for the first payday loan in my life, was approved the next day despite the fact that I had bad credit. I repaid it early. Love this company for their affordable rates. Other lenders in my town charge sky high interest!

Prof. Wallace Cronin

Thank you for the top-quality service. Your staff helped me throughout the application. It’s great that you only need an ID to get approved.

Reta Fadel

They only ask for an ID to verify you. Last month I was broke and needed some cash to survive. These guys approved me although I had a low credit score. Fast and legit process. !

Karlee Huel

Important

Now you can read general characteristics of payday loans.

Payday Loans in Santa Rosa, Texas

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online cash advance loans can be the right solution to your temporary financial problems in Santa Rosa , Texas because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can rescue people who have poor credit scores or have no credit history. But we remind you that as with any debt you should only consider applying for a cash advance if you are sure that you can afford payments on time.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to find out the real cost of the cash advance loan even before applying.

APR Calculator

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