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4.6 5 reviews

2005 E Prosperity Ave, Tulare, CA 93274, USA
+1 (559) 686-5854
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Tulare Branch?

Below you see some of the testimonials of our clients.

I got a loan from Mechanics Bank - Tulare Branch 3 times. Paid off all my loans as agreed. Today wanted to borrow more, but they approved me for only $200 ???

Lottie Eichmann

I took out payday loan from Mechanics Bank - Tulare Branch twice. Paid back all my loans as agreed. Today wanted to borrow more, but they approved me for only $100 ???

Prof. Elfrieda Rutherford

I took loans from Mechanics Bank - Tulare Branch 2 times. Previously it was ok. Last time they said I was eligible. Promised the money would be in my account within 5 hours. It’s been 2 days – no money. They do not answer phone calls. Why???

Prof. Greyson Beahan I

Pay Attention

The previous three items charactirize a definite financial institution. But below you can read common details about payday loans.

Payday Loans in Tulare, South Dakota

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to get in Tulare, South Dakota. The entire process is easy. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit rating. Payday loan approvals depend very much on specific aspects. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

APR Calculator

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