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What people think about United Bank of Iowa?
Below you read some of the reviews of our clients.
I was embarrassed to borrow from my dad so I decided to apply for a cash advance via United Bank of Iowa. Found them online and the user reviews were positive I have already applied twice and every time I was approved within 15 minutes. Very convenient.
Randy Marquardt IV
I have already applied this lender once and I was very happy with the rates. This is the only day and night service with competitive rates in my area.
Prof. Kyler Witting
A couple of weeks ago I urgently needed money to pay for a gender party. I filled out an application form via the website of United Bank of Iowa. I entered the basic personal data. No phone calls. The necessary loan was approved within 15 minutes. The money was deposited to my bank account within 3 hours. Love this lender!
Clare Schultz
They approve applicants immediately and transfer money the next day. But beware – they charge high fees for delayed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!
Eleazar Heaney
They only ask for an ID to get approve. Last week I was ill and needed some cash to hold on. These guys accepted me although I had a low credit score. Fast and transparent process. Very satisfied!
Jasper Konopelski DDS
Recently I experienced the most desperate situation in my life. I urgently needed $600 to deal with medical bills. This institution helped me asap. They were the only website that accepted me for the requested amount. I solved all my problems. I will surely recommend this company to my family. Best service ever.
Dr. Gerard Witting V
Pay Attention
Above there is information about a definite lender. Below you can see common aspects of payday loans.
Payday Loans in Alta, Iowa
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to access in Alta, Iowa. The entire process is straightforward. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit rating. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get approved for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the APR right now. Use this online calculator to specify the real cost of your loan. It only takes a few seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Alta, Iowa
Edward Jones - Financial Advisor: Kent Streicher, AAMS®
400 W Main St Suite 100, Anamosa, IA 52205, USA
+1 (319) 462-4593
www.edwardjones.com
U.S. Bank Branch
3624 N Division St, Davenport, IA 52806, USA
+1 (563) 386-3830
locations.usbank.com
Sioux Valley Community Credit Union
1120 6th St, Sioux City, IA 51101, USA
+1 (712) 277-1440
www.siouxvalleyccu.com
Veridian Credit Union
1201 S Ankeny Blvd, Ankeny, IA 50023, USA
+1 (800) 235-3228
www.veridiancu.org
