What people think about Hometown Cash Advance?
Below you read some of the opinions of our customers.
The people that work here are super awesome.
Stuart Wisoky
Great place to do business.
Ellen Schowalter
Great staff that I enjoy talking to!
Miss Alysha Gleason
very friendly personnel they treat you with respect
Brandi Ryan
Great and friendly customer service!
Susanna Pfeffer
People there are great. They're fast, friendly and I love joking with them. Great place to do business.
April Schmidt
Important
Below you can read general information about payday loans and their common aspects.
Payday Loans in Ames, Iowa
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans in Ames, Iowa is are easy to access. The APR is specific for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to clients with a bad credit score. Payday loan approvals depend very much on specific aspects. They will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your loan.
APR Calculator
Other Payday Lenders in Ames, Iowa
Advance America
1319 Holton Dr Ste. 101, Le Mars, IA 51031, USA
+1 (712) 546-1773
www.advanceamerica.net
Peoples Credit Union
1717 5th Ave S, Fort Dodge, IA 50501, USA
+1 (515) 573-8991
peoples-credit-union.com
First Security Bank & Trust Co
506 Main St, Swaledale, IA 50477, USA
+1 (641) 995-2312
www.1stsecuritybank.com
Iowa Trust & Savings Bank
200 N 10th St, Centerville, IA 52544, USA
+1 (641) 437-4500
www.iowatrust.bank
