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Loan agency in Mason City, Iowa

836 N Hampshire Ave, Mason City, IA 50401, USA
+1 (641) 583-3701
Friday
7AM–8PM
Saturday
9AM–5PM
Sunday
Closed
Monday
7AM–8PM
Tuesday
7AM–8PM
Wednesday
7AM–8PM
Thursday
7AM–8PM

Feedback about Alternative Business Lending?

Here you see the reviews of our customers.

It was necessary to improve the credi score, because there is practically no chance of getting a loan at a good interest rate. As a result, I addressed Alternative Business Lending. The history improved after several loans paid back.

Barry Stoltenberg

Good service with a favorable rate. Money deposited immediately, I always use Alternative Business Lending.

Dr. London Kris I

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at fair interest rate, so far it has been returned on time, it can be either extended or repaid ahead of schedule.

Lesley Batz

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at fair interest rate, so far it has been returned on schedule, it can be either extended or repaid ahead of schedule.

Dr. Pete Schmidt III

I trusted Alternative Business Lending when it was necessary to get a cash advance. I filled in an application quickly. No problems.

Lucius O'Conner

Pay Attention

Above there are details about a exact lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Mason City, Iowa

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Mason City, Iowa are taken out easily. The interest rate depends on the borrower's person-related data: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Alternative Business Lending help take out a payday loan in Mason City, Iowa?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% deny the application when lenders in Mason City, ia will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Mason City, Iowa

Security State Bank

339 Factory Outlet Dr, Story City, IA 50248, USA

+1 (515) 733-5311

Security National Bank ATM

2711 S 24th St, Council Bluffs, IA 51501, USA

+1 (402) 344-7300

www.snbconnect.com

Great Southern Bank

12257 University Ave, Clive, IA 50325, USA

+1 (515) 453-2265

locations.greatsouthernbank.com

Community Bank & Trust

2609 2nd Ave, Muscatine, IA 52761, USA

+1 (563) 263-1122

www.commbk.net

Edelman Financial Engines

4825 EP True Pkwy UNIT 108, West Des Moines, IA 50265, USA

+1 (888) 752-6742

www.edelmanfinancialengines.com

Edward Jones - Financial Advisor: Peggy Grimmer

2650 Mormon Trek Blvd Ste 200, Iowa City, IA 52240, USA

+1 (319) 354-4007

www.edwardjones.com

Advance America

1019 S Grand Ave Ste. 1, Spencer, IA 51301, USA

+1 (712) 262-3949

www.advanceamerica.net

Collins Community Credit Union

1005 Blairs Ferry Rd NE, Cedar Rapids, IA 52402, USA

+1 (800) 475-1150

www.collinscu.org

Principal Financial Group

109 2nd St SE, Dyersville, IA 52040, USA

+1 (563) 875-8693

www.principal.com

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