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Loan agency in Cedar Falls, Iowa

6322 University Ave Space M, Cedar Falls, IA 50613, USA
+1 (319) 266-4629
www.advanceamerica.net

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you grapple with the reviews of our customers.

Staff is always very helpful and friendly! I love coming here whenever I need a payday advance. The gal behind the counter is the usually the same one I see and she is …

Virginia Stoltenberg

Try the waterloo branch, they've always been easy to work with

Golda Stamm MD

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes readers get acquainted common information about payday loans.

Payday Loans in Cedar Falls, North Carolina

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Cedar Falls, North Carolina is taken out simply and fast. The interest percentage is set respecting the category of the borrower: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

36% APR small loan cap

How will Advance America help take out a payday loan in Cedar Falls, North Carolina?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor considered by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by lenders to issue a cash advance. The lending company process many aspects such as financial abilities to approve the request. Cash advance in Cedar Falls, North Carolina may help improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Cedar Falls, Iowa

Clinton National Bank

266 Main Ave, Clinton, IA 52732, USA

+1 (563) 243-1243

www.clintonnational.com

Valley Bank

8191 Birchwood Ct, Johnston, IA 50131, USA

+1 (515) 440-3355

www.valleynationalbank.com

Midstates Bank

705 1st St, Sergeant Bluff, IA 51054, USA

+1 (712) 943-3500

www.midstatesbank.com

Valley Bank

1290 Copper Creek Dr, Pleasant Hill, IA 50327, USA

+1 (515) 265-4880

www.valleynationalbank.com

Great Western Bank

3 E Southridge Rd, Marshalltown, IA 50158, USA

+1 (641) 752-8076

www.greatwesternbank.com

Iowa Falls State Bank

601 Washington Ave, Iowa Falls, IA 50126, USA

+1 (641) 648-5171

www.ifsbank.com

Edward Jones - Financial Advisor: Perry A Overton, AAMS®

1207 S Marshall St, Boone, IA 50036, USA

+1 (515) 432-7127

www.edwardjones.com

Northeast Security Bank

231 1st St E, Independence, IA 50644, USA

+1 (319) 334-7035

www.banknsb.com

First Class Community Credit Union

2051 Westown Pkwy, West Des Moines, IA 50265, USA

+1 (515) 224-4300

www.gofirstclass.org

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