Welcome to Our Online Loan Referral Service

5 4 reviews

102 Main St, Galva, IA 51020, USA
+1 (712) 282-4439
www.unitedbk.bank
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–4PM

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Feedback about United Bank of Iowa?

Here you get acquainted with the reviews of our clients.

Thanks to United Bank of Iowa for assisting when money is emergenctly needed. I have been applying to this service for over a year and everything is always honest, without hidden fees.

Helena Koss

A good payday lender. The service quickly reviewed the application and credited the funds to my bank account.

Dorthy Walsh

Money was urgently needed. I left an online application in United Bank of Iowa. I sent all the necessary photos of documents, talked to the managers by phone. The requested payday loan was approved. Within an hour, the money was transferred to my card.

Danny Larkin

The loan is transferred easily and quickly. There is a minus - a great fee when returning a loan.

Diana Lehner I

I'm not ashamed to borrow money from United Bank of Iowa, now the whole world lives like this. I have already used loans many times, everything is convenient.

Vilma Graham MD

Pay Attention

Above-specified info offers the details about a certain lending company. Below-specified info is devoted to general information about payday loans.

Payday Loans in Galva, Iowa

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Galva, Iowa are taken out problem-free. The interest percentage depends on the borrower's personal information: if you repay more payday loans, the more efficient terms and rates lenders offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will United Bank of Iowa help take out a payday loan in Galva, Iowa?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be transfered to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Galva, Iowa. They estmate many other factors before taking out a loan. One of them is solvency. This is a way to improve your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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