Welcome to Our Online Loan Referral Service

4.1 34 reviews

121 W 3rd St N, Newton, IA 50208, USA
+1 (641) 792-5660
www.acuiowa.org
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Mailing Address

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Feedback about Advantage Credit Union?

Here you grapple with the feedback of our customers.

It's a great credit union with very friendly staff that knows you bey your first name it's clean and they offer great loan for your needs .

Shaylee Murphy PhD

Great staff- very service oriented

Mrs. Cydney Friesen III

Horrible place to do buisness.

Sallie Hagenes

Pay Attention

Above-defined info provides the details about a certain lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Newton, Massachusetts

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and quick to issue loans in Newton, Massachusetts. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

23% small loan cap

How will Advantage Credit Union help take out a payday loan in Newton, Massachusetts?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Newton, Massachusetts. They assess many other factors before taking out a loan. One of them is financial capabilities. This is a way to improve your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Newton, Iowa

Community 1st Credit Union

999 N 18th St, Centerville, IA 52544, USA

+1 (641) 856-4444

www.c1stcreditunion.com

Fidelity Bank & Trust

1550 1st Ave E, Cascade, IA 52033, USA

+1 (563) 852-3245

www.bankfidelity.com

GNB Bank

300 E Main St, Manchester, IA 52057, USA

+1 (563) 927-3814

www.gnbbank.com

Northpoint Commercial Credit, LLC

4401 Westown Pkwy #301, West Des Moines, IA 50266, USA

+1 (515) 608-8519

northpointcredit.com

Check `n Go

3005 1st Ave S, Fort Dodge, IA 50501, USA

+1 (515) 604-8482

locations.checkngo.com

OneMain Financial

1776 Hamilton Blvd, Sioux City, IA 51103, USA

+1 (712) 252-9771

www.onemainfinancial.com

First Bank

602 Main St, Cedar Falls, IA 50613, USA

+1 (319) 266-2000

www.firstiowa.bank

Edward Jones - Financial Advisor: Doug Wagner

120 N 7th St, Estherville, IA 51334, USA

+1 (712) 362-7744

www.edwardjones.com

Security State Bank

102 Dewitt St, Lu Verne, IA 50560, USA

+1 (515) 882-3277

www.bankssb.com

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