Welcome to Our Online Loan Referral Service


414 A Ave, Vinton, IA 52349, USA
+1 (319) 472-2927
usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about US Bank?

Here you grapple with the reviews of our customers.

I suffered one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. US Bank in Vinton seemed to me the most convenient.

Javier Gutmann

Thanks to the team of US Bank. Quick solution of the arisen issues, quick decision on the payday loan. I definitely recommend this company.

Ms. Margaret Gleason DVM

US Bank applied for a payday loan secured by a car for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Dr. Ralph Tillman

It was necessary to improve the credit history, because there is practically no chance of getting a payday loan at a favorable interest rate. As a result, I addressed US Bank. The history improved after several loans paid off.

Whitney Kuvalis

Money was urgently required. I submitted an online application in US Bank. I sent all the necessary photos of documents, talked to the managers by phone. The requested payday loan was approved. Within an hour, the money was deposited to my card.

Wava Swaniawski

US Bank is quite good, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on due date. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Mr. Braden Nolan

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes readers grapple with general information about payday loans.

Payday Loans in Vinton, Virginia

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Vinton, Virginia is issued easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a customer will recieve.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will US Bank help take out a payday loan in Vinton, Virginia?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to review the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Vinton, va will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Vinton, Iowa

Advance America

3135 Wiley Blvd SW #107, Cedar Rapids, IA 52404, USA

+1 (319) 390-5800

www.advanceamerica.net

Edward Jones - Financial Advisor: Whitney Messerschmitt

119 W Court Ave, Winterset, IA 50273, USA

+1 (515) 468-6200

www.edwardjones.com

MoneyGram

2830 Mt Pleasant St, Burlington, IA 52601, USA

+1 (319) 752-7080

locations.moneygram.com

Houghton State Bank

103 Main St, Cumberland, IA 50843, USA

+1 (712) 774-2234

www.houghtonstatebank.com

Edward Jones - Financial Advisor: Dustin W Christiansen, CFP®

713 W Sheridan Ave, Shenandoah, IA 51601, USA

+1 (712) 246-2733

www.edwardjones.com

Check Into Cash

600C W Taylor St, Creston, IA 50801, USA

+1 (641) 782-2247

local.checkintocash.com

MidWestOne Bank

124 S 1st St, Oskaloosa, IA 52577, USA

+1 (641) 673-8303

www.midwestone.bank

American National Bank

306 W Erie St, Missouri Valley, IA 51555, USA

+1 (712) 642-2781

www.american.bank

Home State Bank

115 W State St, Jefferson, IA 50129, USA

+1 (515) 386-2131

www.hsbankiowa.com

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