Welcome to Our Online Loan Referral Service

5 2 reviews

1006 Okoboji View Ave, Okoboji, IA 51355, USA
+1 (712) 332-7717
unitedcommunitybank.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

1998-03-05

Mailing Address

5860 Citrus Blvd, Suite D, #172, Harahan, LA, 70123, United States

Company Name

Jewella Privacy - 727f7

Jewella Privacy LLC Privacy ID# 10456803

Contact Data

[email protected]

+1.5043550545

Feedback about United Community Bank?

Here you get acquainted with the feedback of our clients.

I recommend United Community Bank to everyone, I am applying for the second time. Everything is great!

Woodrow Runte

The funds are deposited to my credit card. I pay off through my personal account. The payment is convenient and quick. Pay on schedule and there will be no problems.

Dr. Deja Luettgen II

United Community Bank is quite reliable, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on schedule. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Rose Johnston III

I addressed United Community Bank. Everything was done fast. Only pleasant impressions remained!

Aimee Runolfsdottir

Pay Attention

Above-specified info offers the details about a certain lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Okoboji, Iowa

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Okoboji, Iowa is taken out simply and fast. The interest percentage is set depending on the category of the borrower: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will United Community Bank help issue a loan in Okoboji, Iowa?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Okoboji, Iowa. They rate many other factors before taking out a loan. One of them is solvency. This is a way to improve your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

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Dupaco Community Credit Union

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U.S. Bank Branch

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locations.usbank.com

Marine Credit Union (Decorah)

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+1 (563) 382-8900

marinecu.com

Citizens First Bank

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Community 1st Credit Union

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+1 (319) 363-9689

www.c1stcreditunion.com

Vibrant Credit Union

414 61st St Suite 1, Des Moines, IA 50312, USA

+1 (800) 323-5109

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Citizens Bank Insurance

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www.citizensbank.com

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