Welcome to Our Online Loan Referral Service

5 reviews
Loan agency in Ottumwa, Iowa

807 Richmond Ave, Ottumwa, IA 52501, USA
+1 (641) 683-4441
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Feedback about PAYDAY TODAY?

Here you read the reviews of our clients.

Very pleasant staff, and awesome service!

Caroline Ryan

Love this place great stuff great prices deff keep coming back ☺

Vance Price

People and products are good

Sammy Hahn

Great selection and outstanding service every time I stop in!

Nona Corkery DVM

Manager blamed the low offer on their computers pricing system.

Meredith Walter

Good business there no problem at all I love bring stuff there and they fair

Norval Kertzmann

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Ottumwa, Iowa

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Ottumwa, ia. They are taken out at individually-set interest rates. They are dependent on personal data. It is also significant to pay off as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will PAYDAY TODAY help issue a loan in Ottumwa, Iowa?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued around the clock. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Ottumwa, Iowa. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Ottumwa, Iowa

Raccoon Valley Bank

590 Sugar Grove Ave, Dallas Center, IA 50063, USA

+1 (515) 992-9200

www.raccoonvalleybank.com

Peoples Bank

71 Hardy St, Akron, IA 51001, USA

+1 (712) 568-1091

www.peoples-ebank.com

Check `n Go

3424 Merle Hay Rd, Des Moines, IA 50310, USA

+1 (515) 334-0044

locations.checkngo.com

Rabo AgriFinance

1402 Technology Pkwy, Cedar Falls, IA 50613, USA

+1 (888) 395-8505

www.raboag.com

U.S. Bank ATM - Cedar Heights

3228 Cedar Heights Dr, Cedar Falls, IA 50613, USA

+1 (800) 872-2657

usbank.com

West Bank

3920 SW 9th St, Des Moines, IA 50315, USA

+1 (515) 222-2374

www.westbankstrong.com

Edward Jones - Financial Advisor: Bob Eustice, ChFC®|CLU®

295 Tower Terrace Rd Ste C, Marion, IA 52302, USA

+1 (319) 289-0731

www.edwardjones.com

MidWestOne Bank - Commercial Lending

9325 Bishop Dr #120, West Des Moines, IA 50266, USA

+1 (515) 224-2300

www.midwestone.bank

Thrivent Financial

3343 Southgate Ct SW, Cedar Rapids, IA 52404, USA

+1 (319) 366-2991

www.thrivent.com

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