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5 reviews
Loan agency in Ottumwa, Iowa

807 Richmond Ave, Ottumwa, IA 52501, USA
+1 (641) 683-4441

Feedback about PAYDAY TODAY?

Here you read the reviews of our clients.

Very pleasant staff, and awesome service!

Caroline Ryan

Love this place great stuff great prices deff keep coming back ☺

Vance Price

People and products are good

Sammy Hahn

Great selection and outstanding service every time I stop in!

Nona Corkery DVM

Manager blamed the low offer on their computers pricing system.

Meredith Walter

Good business there no problem at all I love bring stuff there and they fair

Norval Kertzmann

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Ottumwa, Iowa

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Ottumwa, ia. They are taken out at individually-set interest rates. They are dependent on personal data. It is also significant to pay off as much payday loans as possible.


337% *

Max Loan


Min Term

Not Specified

Max Term

31 days

How will PAYDAY TODAY help issue a loan in Ottumwa, Iowa?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued around the clock. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Ottumwa, Iowa. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Ottumwa, Iowa

Edward Jones - Financial Advisor: Ian S Robinson

343 Edgewood Rd NW, Cedar Rapids, IA 52405, USA

+1 (319) 390-0345


Central Bank

5070 Mills Civic Pkwy, West Des Moines, IA 50265, USA

+1 (515) 222-1144


Farmers & Merchants Bank & Trust

221 Jefferson St, Burlington, IA 52601, USA

+1 (319) 754-2265


Great Western Bank

900 Illinois St, Sidney, IA 51652, USA

+1 (712) 374-2655


First Iowa State Bank

714 1st St, Keosauqua, IA 52565, USA

+1 (319) 293-3794


State Bank of Bussey

402 Merrill St, Bussey, IA 50044, USA

+1 (641) 944-5314


Northwestern Mutual Financial

102 1st Ave W, Cresco, IA 52136, USA

+1 (563) 547-1091



331 N Roosevelt Ave spc l, Burlington, IA 52601, USA

+1 (319) 754-7655


Citizens First Bank

1442 Lincoln Way, Clinton, IA 52732, USA

+1 (563) 243-6000