Welcome to Our Online Loan Referral Service

4 2 reviews

400 Main St, Rockwell City, IA 50579, USA
+1 (712) 297-7556
www.fcb4u.com
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM

Domain Info

Created Date

2005-11-30

Mailing Address

8601 Commerce Park Drive, Oklahoma City, OK, 73132, United States

Company Name

Domain Operations

BankOnIT

Contact Data

[email protected]

+1.4056053900

+1.4056053901

Feedback about First Community Bank?

Here you grapple with the feedback of our customers.

A good payday lender. The service quickly reviewed the application and deposited the funds to my card.

Larry Thompson II

I recommend First Community Bank to everyone, I am applying for the second time. Everything is great!

Alia Brown

Yesterday I needed money, I decided to contact First Community Bank. They quickly approved the amount required, and besides, they offered favorable terms at a low interest rate.

Oswald Romaguera

I took the first loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Miss Zoey Walter

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid back on schedule, it can be either extended or repaid ahead of schedule.

Santiago Christiansen

Pay Attention

Further there will be given the details about not a exact lender. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Rockwell City, Iowa

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Rockwell City, Iowa is issued simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more reasonable rates you will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will First Community Bank help issue a payday loan in Rockwell City, Iowa?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Rockwell City, Iowa. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Rockwell City, Iowa

Hometown Cash Advance

219 Edgewood Rd NW, Cedar Rapids, IA 52405, USA

+1 (319) 390-5300

Hills Bank

3905 Blairs Ferry Rd NE, Cedar Rapids, IA 52402, USA

+1 (319) 294-2444

www.hillsbank.com

United Bank of Iowa

201 N Center St, Lake City, IA 51449, USA

+1 (712) 464-3181

www.unitedbk.bank

Edward Jones - Financial Advisor: Alex D Morley

2443 Northgate St, Ottumwa, IA 52501, USA

+1 (641) 684-0552

www.edwardjones.com

U.S. Bank-Rita Hilbert-Mortgage Loan Officer

305 S Ankeny Blvd, Ankeny, IA 50023, USA

+1 (515) 964-8804

mortgage.usbank.com

Collins Community Credit Union

6260 Mills Civic Pkwy, West Des Moines, IA 50266, USA

+1 (800) 475-1150

www.collinscu.org

TruBank

1401 N Jefferson Way, Indianola, IA 50125, USA

+1 (515) 961-5880

trubank.bank

Edward Jones - Financial Advisor: Karen S Elliott

112 Broadway St Suite 1, West Burlington, IA 52655, USA

+1 (319) 752-9700

www.edwardjones.com

Banker's Trust

201 1st Ave SE, Cedar Rapids, IA 52401, USA

+1 (888) 793-4610

www.bankerstrust.com

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