Welcome to Our Online Loan Referral Service

3.3 4 reviews

1059 Main St, Holden, MA 01520, USA
+1 (508) 829-0093
www.berkshirebank.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

1996-10-07

Mailing Address

24 NORTH ST, PITTSFIELD, MA, 01201-5106, United States

Company Name

Berkshire Bank

Berkshire Bank

Contact Data

dns-admin@berkshirebank.com

+1.4134435601

+1.231231234

Feedback about Berkshire Bank?

Here you grapple with the feedback of our customers.

Not the first time I use Berkshire Bank. The service is competent. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps out a lot when cash is urgently needed.

Eden Ledner

It was necessary to improve the credit history, because there is practically no chance of getting a payday loan at a reasonable interest rate. As a result, I addressed Berkshire Bank. The score improved after several loans paid back.

Monroe Casper

I trusted Berkshire Bank when it was necessary to get a cash advance. I filled out an application quickly. No issues.

Earl Trantow

I addressed Berkshire Bank. Everything was done quickly. Only pleasant impressions remained!

Francis McClure

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes users get acquainted shared information about payday loans.

Payday Loans in Holden, Massachusetts

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Holden, Massachusetts is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a client will recieve.

APR

23% small loan cap

How will Berkshire Bank help take out a payday loan in Holden, Massachusetts?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The payday loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor considered by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by microfinance organizations to issue a cash advance. The lender review many aspects such as financial abilities to approve the form. Payday loans in Holden, Massachusetts may help improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

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First Republic Bank

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Dean Bank

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Envision Bank

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