Welcome to Our Online Loan Referral Service

5 2 reviews

2 E Chapman St, Ely, MN 55731, USA
+1 (218) 365-3131
www.elyareacu.org
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Ely Area Credit Union?

Below you find some of the testimonials of our customers.

They approve applicants instantly and transfer money the same day. But be careful – they charge high penalties for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!

Murphy West

I am a loyal client of Ely Area Credit Union. It is very easy to apply online. The APR was favorable. Their managers always respond right away.

Aliza Eichmann

I applied for the first payday loan in my life, was approved the next day despite the fact that I had low credit score. I repaid it early. Love this lender for their affordable rates. Other lenders in my area charge sky high interest!

Virgil Boyle

I am a loyal client of Ely Area Credit Union. It is very easy to apply online. The interest rate was favorable. Their employees always reply in a timely manner.

Prof. Vidal Hagenes III

Important

The above-given information provides the details about a definite company. The information below is about general information about payday loans.

Payday Loans in Ely, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans in Ely, Iowa is are simple to access. The APR is specific for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to consumers with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to learn the precise cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Ely, Minnesota

Twm Financial Services

230 1st St S Suite 103, Virginia, MN 55792, USA

+1 (218) 749-1500

www.3twm.com

S.A.M. Check Cashing Machine

1100 7th Ave S, Princeton, MN 55371, USA

+1 (763) 389-1350

www.samcodirect.com

Bremer Bank

801 Market Dr, Perham, MN 56573, USA

+1 (218) 346-2900

www.bremer.com

First Western Bank & Trust

301 Main Ave, Carlos, MN 56319, USA

+1 (320) 852-7591

www.firstwestern.bank

The Northern State Bank

283 Main St, Gonvick, MN 56644, USA

+1 (218) 487-5244

www.nsbgonvick.com

OneMain Financial

1512 Central Ave NW, East Grand Forks, MN 56721, USA

+1 (218) 773-1132

www.onemainfinancial.com

Edward Jones - Financial Advisor: Eric Halverson

107 E Main St, Caledonia, MN 55921, USA

+1 (507) 725-8866

www.edwardjones.com

MidCountry Bank (Appointment Only)

7825 Washington Ave S #120, Minneapolis, MN 55439, USA

+1 (952) 698-6274

www.midcountry.bank

Bay Equity Home Loans

101 Broadway St W, Osseo, MN 55369, USA

www.bayequityhomeloans.com

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