Welcome to Our Online Loan Referral Service

5 2 reviews

2 E Chapman St, Ely, MN 55731, USA
+1 (218) 365-3131
www.elyareacu.org
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
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Contact Data

What people think about Ely Area Credit Union?

Below you find some of the testimonials of our customers.

Important

The above-given information provides the details about a definite company. The information below is about general information about payday loans.

Payday Loans in Ely, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans in Ely, Iowa is are simple to access. The APR is specific for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to consumers with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to learn the precise cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Ely, Minnesota

Sherburne State Bank ATM

1200 MN-25, Monticello, MN 55362, USA

+1 (800) 472-3272

www.sherburnestatebank.com

Bank of America ATM

5923 Norwich Ave N, Oak Park Heights, MN 55082, USA

+1 (844) 401-8500

locators.bankofamerica.com

T & B Pawn & Gun

2530 1st Ave, Hibbing, MN 55746, USA

+1 (218) 263-9335

www.tbpawnandgunshop.com

First Independent Bank

53 2nd Ave W, Wood Lake, MN 56297, USA

+1 (507) 485-3111

www.fibmn.com

Stearns Bank

4140 Thielman Ln, St Cloud, MN 56301, USA

+1 (320) 654-9979

www.stearnsbank.com

Walmart Money Center

295 Tyler Rd S, Red Wing, MN 55066, USA

+1 (651) 385-0003

www.walmart.com

Walmart Money Center

1881 Madison Ave, Mankato, MN 56001, USA

+1 (507) 625-9318

www.walmart.com

Getten Credit Company

1310 Sibley Memorial Hwy, Mendota, MN 55150, USA

+1 (651) 645-5881

www.gettencreditcompany.com

Payday America

339 E Central Entrance Ste B, Duluth, MN 55811, USA

+1 (218) 722-0469

paydayamerica.com

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