Welcome to Our Online Loan Referral Service

4 72 reviews

2520 University Ave SE, Minneapolis, MN 55414, USA
+1 (800) 322-7228
www.affinityplus.org
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

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Feedback about Affinity Plus Federal Credit Union?

Here you read the reviews of our clients.

I can even tell that the employees that work there enjoy working there.

Dr. Guiseppe Luettgen

I just got a very unwelcome vibe from this location.

Elmo Mueller

Communication was excellent and we had the money in less than a week.

Jasmin Hartmann

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Minneapolis, North Carolina

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Hassle-free financial products are known as payday loans in Minneapolis, nc. They are taken out at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

36% APR small loan cap

How will Affinity Plus Federal Credit Union help take out a payday loan in Minneapolis, North Carolina?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Minneapolis, nc will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Minneapolis, Minnesota

Merchants Bank

8479 E Point Douglas Rd S, Cottage Grove, MN 55016, USA

+1 (651) 459-2100

www.merchantsbank.com

Citizens Bank & Trust Co

102 Main St S, Hutchinson, MN 55350, USA

+1 (320) 587-2233

www.cbhutch.com

First National Bank North

30886 2nd St, Pequot Lakes, MN 56472, USA

+1 (218) 568-4473

www.fnbnorth.com

American Bank of the North

4539 US-53, Orr, MN 55771, USA

+1 (218) 757-0121

www.ambnk.com

Ultima Bank Minnesota

205 Demers Ave, East Grand Forks, MN 56721, USA

+1 (218) 399-1200

www.ultimabank.com

Northwestern Bank

11 1st St NW, Ulen, MN 56585, USA

+1 (218) 596-8837

www.nwbanks.com

U.S. Bank ATM - Lakeville

20191 Iberia Ave, Lakeville, MN 55044, USA

+1 (800) 872-2657

usbank.com

Citizens State Bank Norwood Young America

409 N Faxon Rd, Norwood Young America, MN 55368, USA

+1 (952) 467-3000

www.citizensstatebanknya.com

Hiway Credit Union - Administration Building

840 Westminster St, St Paul, MN 55130, USA

+1 (651) 291-1515

www.hiway.org

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