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Loan agency in Maple Grove, Minnesota

12730 Main St, Maple Grove, MN 55369, USA
+1 (855) 839-6487
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–5PM
Sunday
10AM–4PM
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

What people think about Stearns Lending?

Below you read some of the opinions of our customers.

I've been a JH customer for 6 years, 5 of them at this location.

Liza Zemlak DVM

The serve I received was excellent.

Jacinthe Cronin

Been doing my taxes for 7 years great people.

Keyon Berge

Great prices, great selection, items passed down from Target and well organized.

Dr. Elvis Friesen

Clean new store, good location, plenty of parking spots.

Rowena Rutherford

Helping people helping people and getting some good deals at the same time.

Micaela Morissette

Charge a nice hunk to cash a check.

Khalil Kulas

She stated that I needed a piece of mail .

Arvel Eichmann

My husband and I worked with Shane and had a great experience.

Filomena McLaughlin

He responded so quick and he really worked to get me a great rate!

Mckenna Ruecker

I would highly recommend Darrin to anyone looking to purchase a home.

Miss Cheyenne Medhurst

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Osseo, Michigan

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Osseo, Michigan. The entire process is fast. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a bad credit rating. Payday loan approvals depend very much on specific aspects. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to learn the definite cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Osseo, Minnesota

First National Bank

202 1st Ave S, St James, MN 56081, USA

+1 (507) 375-3376

www.fnbstjames.com

Security State Bank of Warroad

502 Lake St NE, Warroad, MN 56763, USA

+1 (218) 386-1818

www.ssbwarroad.com

MidWestOne Bank

930 Southview Blvd, South St Paul, MN 55075, USA

+1 (651) 451-2133

www.midwestone.bank

Cars-N-Credit

616 E Main St, Albert Lea, MN 56007, USA

+1 (507) 369-0036

www.cars-n-credit.com

Bremer Bank

1290 Raintree Rd, Mankato, MN 56001, USA

+1 (507) 386-2200

www.bremer.com

ATM (Associated Bank)

2999 County Rd 42 W # 130, Burnsville, MN 55306, USA

+1 (651) 306-1831

www.associatedbank.com

Compeer Financial

Lakeville, MN 55044, USA

www.compeer.com

North Shore Federal Credit Union

85 Outer Dr, Silver Bay, MN 55614, USA

+1 (218) 226-4401

www.northshorefcu.org

Glenwood State Bank

2221 S Broadway St, Alexandria, MN 56308, USA

+1 (320) 763-0200

www.glenwoodstate.bank

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