Welcome to Our Online Loan Referral Service

3.6 10 reviews

1520 US-206, Bedminster, NJ 07921, USA
+1 (908) 860-7237
www.affinityfcu.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1997-12-29

Mailing Address

96 Mowat Ave, Toronto, ON, M6K 3M1, Canada

Company Name

Contact Privacy Inc. Customer 0127245118

Contact Privacy Inc. Customer 0127245118

Contact Data

affinityfcu.com@contactprivacy.com

+1.4165385457

Feedback about Affinity Federal Credit Union?

Here you get acquainted with the feedback of our clients.

Their facility is clean and the services that Affinity offers are fantastic!

Jamil Kirlin

Worst banking experience ever.

Prof. Dortha Jacobson II

Fast friendly service

Elsa Prohaska

Pay Attention

Further there will be presented the details about not a definite lender. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Bedminster, New Jersey

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Hassle-free financial products are known as payday loans in Bedminster, nj. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

30% usury cap

How will Affinity Federal Credit Union help issue a payday loan in Bedminster, New Jersey?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to review the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Bedminster, nj will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

APR Calculator

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