Welcome to Our Online Loan Referral Service

5 6 reviews

1 N Main St, Pennington, NJ 08534, USA
+1 (888) 623-2633
oceanfirst.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1999-04-01

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

oceanfirst.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about OceanFirst Bank?

Here you grapple with the reviews of our customers.

I often issue a cash advance to a card in OceanFirst Bank. It is very convenient. If you give it back quickly, the percentage is reasonable. Employees politely and intelligibly explain all the terms.

Ariane Medhurst

OceanFirst Bank seemed to me the safe. At least no insurance and extra fees. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Demarcus Streich

The money are deposited to my credit card. I pay off through my account. The payment is convenient and quick. Pay on time and there will be no problems.

Dr. Madyson Mosciski

Thanks to the specialists for the reputable service. They assisted in difficult times. For application you only need an ID.

Jean Hand

Pay Attention

Above-defined info provides the details about a exact lending company. Below-defined info is devoted to shared information about payday loans.

Payday Loans in Pennington, New Jersey

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Pennington, New Jersey is taken out easily and quickly. The interest rate is defined considering the category of the borrower: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

30% usury cap

How will OceanFirst Bank help take out a payday loan in Pennington, New Jersey?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Pennington, New Jersey. The company will assess many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

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