Welcome to Our Online Loan Referral Service

3.6 11 reviews

303 N Main St, Elmira, NY 14901, USA
+1 (800) 242-2120
www.visionsfcu.org
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

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What people think about Visions Federal Credit Union?

Below you see some of the testimonials of our customers.

Helpful staff and a good place to bank with.

Xander Runolfsson II

Treated horribly trying to set up a 9th savings account for my grand daughter.

Lempi Sauer

Keep up the great work 🙂

Mrs. Rose Harvey DDS

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Elmira, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Elmira, New York is are simple to get. The interest rate is specific for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can rescue individuals who have bad credit scores or have no credit score. But we remind you that as with any borrowing you should only think about applying for a payday loan if you are confident that you can afford payments punctually.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

Other Payday Lenders in Elmira, New York

BankOnBuffalo, a Division of CNB Bank

46 Main St, Akron, NY 14001, USA

+1 (716) 542-5401

www.bankonbuffalo.bank

CFCU Community Credit Union - Tops Plaza Waterloo Branch

1959 US-20, Waterloo, NY 13165, USA

+1 (607) 257-8500

www.mycfcu.com

Sterling National Bank

18 Oakland Ave, Warwick, NY 10990, USA

+1 (845) 357-6725

www.snb.com

Farm Credit East

1450 NY-14, Phelps, NY 14532, USA

+1 (800) 929-7102

www.farmcrediteast.com

Nesco Accounting & Finance

15 British American Blvd # 5, Latham, NY 12110, USA

+1 (518) 220-2560

nescoresource.com

Hudson Valley Credit Union

1639 Ulster Ave, Lake Katrine, NY 12449, USA

+1 (800) 468-3011

www.hvcu.org

NBT Bank

65 Main St, Cortland, NY 13045, USA

+1 (607) 758-1200

www.nbtbank.com

Woodforest National Bank

141 Washington Ave Ext, Albany, NY 12205, USA

+1 (518) 452-0176

www.woodforest.com

Orange Bank & Trust Company

254 S Main St #110, New City, NY 10956, USA

+1 (845) 639-1000

orangebanktrust.com

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