Welcome to Our Online Loan Referral Service

3.6 11 reviews

303 N Main St, Elmira, NY 14901, USA
+1 (800) 242-2120
www.visionsfcu.org
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

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What people think about Visions Federal Credit Union?

Below you see some of the testimonials of our customers.

Helpful staff and a good place to bank with.

Xander Runolfsson II

Treated horribly trying to set up a 9th savings account for my grand daughter.

Lempi Sauer

Keep up the great work 🙂

Mrs. Rose Harvey DDS

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Elmira, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Elmira, New York is are simple to get. The interest rate is specific for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can rescue individuals who have bad credit scores or have no credit score. But we remind you that as with any borrowing you should only think about applying for a payday loan if you are confident that you can afford payments punctually.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

Other Payday Lenders in Elmira, New York

Apple Bank

75 NY-59, Monsey, NY 10952, USA

+1 (845) 425-0189

www.applebank.com

Customers Bank

14 Rye Ridge Plaza, Rye Brook, NY 10573, USA

+1 (914) 939-3700

www.customersbank.com

OneMain Financial

2800 Sheridan Dr, Tonawanda, NY 14150, USA

+1 (716) 831-0014

www.onemainfinancial.com

Bank of Greene County

593 NY-143, Westerlo, NY 12193, USA

+1 (518) 797-3934

www.thebankofgreenecounty.com

CFCU Community Credit Union - Port Watson Branch

182 Port Watson St, Cortland, NY 13045, USA

+1 (607) 257-8500

mycfcu.com

CheckChangers - 5th Ave. & 84th St.

8317 5th Ave, Brooklyn, NY 11209, USA

+1 (718) 833-3088

www.checkchangers.com

Farm Credit East

1155 Airport Rd, Hornell, NY 14843, USA

+1 (800) 929-2025

www.farmcrediteast.com

Five Star Bank

3233 Southwestern Blvd, Orchard Park, NY 14127, USA

+1 (716) 677-2600

www.five-starbank.com

David's Check Cashing

460 Rockaway Ave, Brooklyn, NY 11212, USA

+1 (718) 346-2323

www.davidsfinancial.com

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