Welcome to Our Online Loan Referral Service

3.3 8 reviews

1249 State St, Schenectady, NY 12304, USA
+1 (518) 346-6091
reginacheckcashing.com
Saturday
9AM–3PM
Sunday
Closed
Monday
8:30AM–6PM
Tuesday
8:30AM–6PM
Wednesday
8:30AM–6PM
Thursday
8:30AM–6PM
Friday
8:30AM–6PM

Domain Info

Created Date

2004-09-29

Mailing Address

96 Mowat Ave, Toronto, ON, M4K 3K1, Canada

Company Name

Contact Privacy Inc. Customer 1243205716

Contact Privacy Inc. Customer 1243205716

Contact Data

jsbs8bqehq9w@contactprivacy.email

+1.4165385487

Feedback about Regina Check Cashing?

Here you read the reviews of our customers.

I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Monty Becker

I issued $300 for several days. When the payday loan was returned, they applied a great fees, I had to pay almost $400.

Wilber Padberg

I tried to borrow money from Regina Check Cashing. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Giovanni Dach

I took out a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Tyshawn Keeling IV

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes readers get acquainted common information about payday loans.

Payday Loans in Schenectady, New York

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Schenectady, ny. They are taken out at individual interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will Regina Check Cashing help take out a payday loan in Schenectady, New York?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% deny the request when lenders in Schenectady, ny will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Schenectady, New York

Municipal Credit Union

2142 Ralph Ave, Brooklyn, NY 11234, USA

+1 (212) 693-4900

www.nymcu.org

Citizens Bank Supermarket Branch

3932 NY-281, Cortland, NY 13045, USA

+1 (607) 756-2436

locations.citizensbank.com

The Loan Source, Inc

353 E 83rd St, New York, NY 10028, USA

+1 (800) 492-6825

www.theloansource.com

LNB Banking

750 W Miller St, Newark, NY 14513, USA

+1 (315) 331-0296

www.bankwithlnb.com

Citizens Bank ATM

3932 NY-281, Cortland, NY 13045, USA

www.citizensbank.com

Generations Bank

1865 N Rd, Waterloo, NY 13165, USA

+1 (315) 856-8400

www.mygenbank.com

AM Cash Advance

438 Fifth Ave, Pelham, NY 10803, USA

+1 (800) 817-2330

M&T Bank

345 Main St, Buffalo, NY 14203, USA

+1 (716) 842-4470

locations.mtb.com

NBT Bank

161 NY-104, Oswego, NY 13126, USA

+1 (315) 342-6272

www.nbtbank.com

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