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Loan agency in Enfield, North Carolina

125 Whitfield St, Enfield, NC 27823, USA
+1 (252) 445-2100
www.southern-loans.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM

Domain Info

Created Date

2008-03-18

Mailing Address

112 S PEARL ST, ROCKY MOUNT, NC, 27804-5727, United States

Company Name

SOUTHERN LOANS

SOUTHERN LOANS

Contact Data

ppridgen@southern-loans.com

252.567.1364

What people think about Southern Loans Inc?

Below you read some of the reviews of our customers.

Freaking out interest rate. Had to repay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Customer support was unsatisfactory too. The lady on the phone was very rude. Not recommended. Better seek another lender.

Maurine Reinger

Wasted too much time with this lender. They charge hidden fees! Illegit service

Prof. Francesco Herzog

I tried to borrow cash from Southern Loans Inc. They declined me. Why then say they accept everyone even those with bad credit?? Choose another lender. Some time later, got many calls with an offer to take out a payday loan. I do not recommend this lender.

Dan McKenzie

Said I was approved for a payday loan. Have been waiting 4 days, still no money I my account. I conclude it’s scam.

Bennett Emmerich II

Important

Above there is information about a precise loan provider. Below you can see common aspects of payday loans.

Payday Loans in Enfield, New Hampshire

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Online cash advance loans can be the right solution to your short-term financial issues in Enfield , New Hampshire because they are easily obtained and easily paid off. Your APR will depend on your state law or on the company's policy.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on specific circumstances. Payday companies will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Enfield, North Carolina

NORTH STATE ACCEPTANCE

921 N Brightleaf Blvd, Smithfield, NC 27577, USA

+1 (919) 938-4242

northstateacceptance.com

Pinnacle Financial Partners

15025 Ballancroft Pkwy, Charlotte, NC 28277, USA

+1 (980) 337-3754

www.pnfp.com

Coastal Credit Union

7103 NC-751, Durham, NC 27707, USA

+1 (800) 868-4262

coastal24.com

First Bank - Tabor City, NC

102 E 5th St, Tabor City, NC 28463, USA

+1 (910) 653-2189

localfirstbank.com

Bank Of The Ozarks

119 W Center St, Lexington, NC 27292, USA

State Employees’ Credit Union

410 New Market Blvd, Boone, NC 28607, USA

+1 (828) 264-4881

locations.ncsecu.org

First National Bank

1101 Main St, Danbury, NC 27016, USA

+1 (336) 593-8151

locations.fnb-online.com

Century Finance

908 N Spence Ave, Goldsboro, NC 27534, USA

+1 (919) 778-6188

centuryfinancenc.org

OneMain Financial

601 N Elm St, Lumberton, NC 28358, USA

+1 (910) 738-7201

www.onemainfinancial.com

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