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Loan agency in Cadiz, Ohio

157 W Market St, Cadiz, OH 43907, USA
+1 (740) 942-1198

Feedback about VRS Hometown Loans?

Here you see the reviews of our clients.

I trusted VRS Hometown Loans when it was necessary to get a small loan. I submitted an application quickly. No issues.

Maximus Rogahn

I have a problem with paying off a loan at another banking institution. It is inconvenient to borrow from friends. Therefore, I decided to address VRS Hometown Loans. They really helped out.

General Roob

I suffered a difficult situation in my life. I urgently required extra funds. This company helped out me a lot. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.

Clementine Conn

The cash advance is transferred easily and quickly. There is a minus - a great rate when paying off a loan.

Camille Walsh

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will define general information about payday loans and its specific elements.

Payday Loans in Cadiz, Kentucky

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and fast to take out payday loans in Cadiz, Kentucky. The rates are set on an individual basis: if a client repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will VRS Hometown Loans help take out a payday loan in Cadiz, Kentucky?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Cadiz, Kentucky. The company will estimate many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Cadiz, Ohio

The Community Bank

199 W Main St, New Concord, OH 43762, USA

+1 (740) 826-1100

www.thecombank.com

Achieve Credit Union

340 Griswold Rd, Elyria, OH 44035, USA

+1 (440) 324-3400

achievecu.org

Edward Jones - Financial Advisor: Ron Endicott, AAMS®

505 W Emmitt Ave Suite 1, Waverly, OH 45690, USA

+1 (740) 947-0504

www.edwardjones.com

U.S. Bank Branch

25900 Country Club Blvd, North Olmsted, OH 44070, USA

+1 (440) 777-3434

locations.usbank.com

OneMain Financial

5410 Northfield Rd #610, Maple Heights, OH 44137, USA

+1 (216) 662-0200

www.onemainfinancial.com

Lendmark Financial Services LLC

3153 Heritage Green Dr, Monroe, OH 45050, USA

+1 (513) 438-0009

www.lendmarkfinancial.com

Woodforest National Bank

2875 E State St, Salem, OH 44460, USA

+1 (330) 332-0625

www.woodforest.com

Edward Jones - Financial Advisor: Mike McCorkle, AAMS®

421 N Main St, Piqua, OH 45356, USA

+1 (937) 615-9047

www.edwardjones.com

The Farmers State Bank

101 S Main St, New Madison, OH 45346, USA

+1 (937) 996-1071

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