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Loan agency in Phenix City, Alabama

1101 E 280 Byp, Phenix City, AL 36867, USA
+1 (334) 297-5517

Feedback about Choice Finance Co Inc?

Here you see the reviews of our clients.

I apply quite often. I am pleased with the terms. There is online 24/7 service.

Dr. Doug Mante

Good service with a favorable percentage. Money transferred immediately, I always use Choice Finance Co Inc.

Lola Fritsch

Good service with a favorable percentage. Money transferred immediately, I always use Choice Finance Co Inc.

Ms. Ellen Weissnat

I suffered a difficult situation in my life. I urgently needed extra funds. This company helped me a lot. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.

Adelia Volkman

Pay Attention

Above-specified info offers the details about a definite lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Phenix City, Alabama

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

It is easy and fast to issue loans in Phenix City, Alabama. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Choice Finance Co Inc help take out a loan in Phenix City, Alabama?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Payday lenders in Phenix City, al consider this circumstance not a hindrence to take out a loan. The recipient of a payday loan should be ready to objectively estimate financial capabilities, take out a loan, pay off the debt on a due date and not only solve current issues, but improve the credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

Credit Central

1411 Highway 280 Byp, A, Phenix City, AL 36867, USA

+1 (334) 291-5413

www.creditcentralllc.com

World Acceptance

439 Fieldstown Rd, Gardendale, AL 35071, USA

+1 (205) 608-3770

TitleMax Title Loans

1509 Dr, M.L.K. Jr Expy, Andalusia, AL 36420, USA

+1 (334) 277-5549

www.titlemax.com

ATM (Peoples Bank of Alabama)

87348 AL-74, Snead, AL 35952, USA

+1 (877) 788-0288

peoplesbankal.com

CenterState Bank

701 2nd Ave, Opelika, AL 36801, USA

+1 (334) 364-5910

www.centerstatebank.com

Legacy Finance Co.

2701 Frederick Rd Ste. 203, Opelika, AL 36801, USA

+1 (334) 364-0290

legacy-finance-loan-agency.business.site

First Service Finance

4710 University Dr NW # E, Huntsville, AL 35816, USA

+1 (256) 837-0914

Peoples Bank of Alabama

68870 Main St S, Blountsville, AL 35031, USA

+1 (205) 429-4000

peoplesbankal.com

Regions Bank

21325 AL-25, Columbiana, AL 35051, USA

+1 (205) 610-7840

www.regions.com

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