Welcome to Our Online Loan Referral Service

3.1 8 reviews

641 Railroad Ave, Albany, MN 56307, USA
+1 (888) 330-8482
www.mycmcu.org
Thursday
8AM–5PM
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

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Feedback about Central Minnesota Credit Union?

Here you read the reviews of our customers.

Tellers are always friendly, helpful, and easy to work with.

Ms. Virgie Heaney DVM

The service is slow ( sat on hold for 10 minutes) and the employees are rude!

Zoie Johns V

Worst customer service I have ever experienced.

Reggie Altenwerth

Cheryl s, At the Hudson Walmart location was awesome.

Mr. Luther Aufderhar

This year I had a great tax preparer named Matt at the hudson wi location.

Keyshawn Rau

Jim is very helpful and pleasant to work with.

Hazel Hessel

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Albany, New York

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Albany, New York is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a customer will get.

APR

25% small loan cap

How will Central Minnesota Credit Union help take out a payday loan in Albany, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by lenders to take out a loan. The lending company review many aspects such as financial capabilities to approve the form. Cash advance in Albany, New York may help improve your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Albany, Minnesota

Joshua Beck - Thrivent Financial

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+1 (763) 633-5300

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MyBridgeNow

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+1 (952) 646-1781

www.mybridgenow.com

Northview Bank

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+1 (320) 245-5261

www.northviewbank.com

U.S. Bank-Cynthia Ann Theisen-Mortgage Loan Officer

300 Prairie Center Dr, Eden Prairie, MN 55344, USA

+1 (952) 942-2847

mortgage.usbank.com

Ideal Credit Union

8499 Tamarack Rd, Woodbury, MN 55125, USA

+1 (651) 770-7000

www.idealcu.com

Sherburne State Bank

1200 MN-25, Monticello, MN 55362, USA

+1 (763) 271-7177

www.sherburnestatebank.com

Prins Bank

508 3rd St, Prinsburg, MN 56281, USA

+1 (320) 978-6351

www.prinsbank.com

Woodlands National Bank

1113 E Franklin Ave # 108, Minneapolis, MN 55404, USA

+1 (612) 230-6960

www.woodlandsnationalbank.com

Northern Eagle Federal Credit Union

5342 Lakeshore Dr, Orr, MN 55771, USA

+1 (218) 757-0299

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